A Gift of Gratitude

Hey Simplifiers,
First off, Merry Christmas and Happy Holidays! 🎄❤️

I know the holiday season can be equal parts joy and stress. For me, this season has been a mix of celebrating small wins, staying on the grind, and reminding myself why I started this journey in the first place—to create a life of freedom and purpose.

This year, I couldn’t splurge on lavish festivities, but I found joy in showing up for you and myself. Whether it’s through sharing tips, creating resources, or connecting in this newsletter, it’s moments like these that make it all worth it.

Now, let’s talk about gifting your future self! With tax season around the corner, here are some last-minute tips to help you set yourself up for a bigger refund:

1. Charitable Donations:
   Any last-minute contributions made before December 31st could be tax-deductible. Whether it’s clothes, money, or even volunteering-related expenses, keep those receipts!

2. Education Deductions:
   Paid for any courses or professional development this year, like our Financial Freedom Guide 😉? You might qualify for deductions under the Lifetime Learning Credit.

3. Business Write-Offs:
   If you’re side hustling or running your own business, now’s the time to tally up expenses like software, office supplies, or even travel related to work.

4. Retirement Contributions:
   Contributions to an IRA can reduce your taxable income. It’s a gift to your future self and your current refund.

5. Bonus Tip: Claim Energy-Saving Home Improvements
   If you’ve made upgrades like installing solar panels, energy-efficient windows, or even certain HVAC systems, you might qualify for energy-efficient tax credits. These aren’t just good for your wallet—they’re good for the planet too.

This holiday season proves that there's progress even in the quietest, toughest moments. Adulthood isn’t always about big wins or perfect timing—it’s about finding strength in the small steps forward. Whether it’s sticking to a budget, balancing endless to-do lists, or taking the time to reflect on what truly matters to you, every step you take is meaningful.

Let’s finish the year strong, Simplifiers. Hit reply and share one win or one lesson you’re taking into 2025—I’d love to celebrate with you.

Here’s to growth, gratitude, and brighter days ahead. Merry Christmas! 🎁✨

Warmly,
C
Founder of The Simple Adult 🩶